ROCKRIDGE PRIVATE DEBT POOL


The Rockridge Private Debt Pool offers investors a low-volatility alternative investment strategy solution non-correlated to traditional equity market assets. The Fund has an F Class YTD performance of 6.04% for 2019 not including December returns. The Fund offers your clients a low-volatility alternative investment strategy solution non-correlated to traditional equity market assets. As a core holding, Ro

Highlights
  • Proprietary Sub Advised Managed Pool.
  • Fully Diversified with a total of 10+ positions & Investment Managers
  • Sub Investment Managers collectively manage:
    • $8.3 Billion
    • Over 7,200 loans
    • Over 2,600 apartment holdings
BENEFITS OF ALTERNATIVE LENDING IN A PORTFOLIO

The key tenet of successful long-term portfolio performance is the inclusion of high-quality, non-correlated assets. Fixed income investments that complement core bond portfolios in both terms of attractive yield and diversification have become progressively difficult to identify. Accounts Receivables financing, commonly referred to as Factoring; is a key component of trade finance as has existed in developed economies for centuries. Simply stated, factoring allows a company to improve its cash flow cycle through the sale of its account receivables to an outside party. By converting account receivables into cash, a company increases both its productivity and financial health. The lifeblood of a small-to-medium sized company is its cash flow.

Objectives:

The main advantages of allocating capital to alternative lending strategies in an investment portfolio are:
  • Income & Asset Class Diversification
  • Agnostic to rising interest rate environment
  • Low duration & volatility
  • Collateralized by Assets
  • Non-correlated to traditional asset classes
  • Capital preservation with strong long-term performance of the credit advisor.
To achieve the Fund's investment objectives, the Rockridge Private Debt Pool will primarily employ a 'fund of funds' investment strategy; however, some portfolio investments may be direct. Specifically, the Pool will invest primarily in a portfolio of 'third-party' investment funds ("Portfolio Funds") (with concentration on Factoring & ABL, Infrastructure funds and other Private Debt funds it deems suitable).

For further information please view: www.willoughbyasset.com

DISCLAIMER: THIS FUND IS ONLY AVAILABLE TO ACCREDITED OR ELIGIBLE INVESTORS. This communication is not, and under no circumstances is to be construed as an invitation to make an investment in the Fund nor does it constitute a public offering to sell the Fund or any other products described herein. Applications for the Fund will only be considered on the terms of the Confidential Offering Memorandum (the 'OM'). Each purchaser of the units (the 'Units') may have statutory or contractual rights of action under certain circumstances as disclosed in the OM. Please review Schedule A to the OM or provisions of the applicable securities legislation for particulars of these rights. No securities commission or similar regulatory authority in Canada has passed on the merits of the securities offered nor has it reviewed the Fund's OM and any representation to the contrary is an offence. Persons who will be acquiring units pursuant to this OM will not have the benefit of the review of the material by the securities commissions or similar authorities in Canada. The units offered by the Fund will be issued through registered dealers and under exemptions from the registration and prospectus requirements of the applicable securities laws of the provinces and territories of Canada, and the rules, regulations and policies there under and will be subject to certain resale restrictions. Units of the Fund have not been and will not be registered under the United States Securities Act of 1933, as amended (the "U.S. Securities Act"), or the securities laws of any state of the United States. Units of the Fund may not be offered or sold in the United States except pursuant to exemptions from registration under the U.S. Securities Act and all applicable states securities laws. The term "United States" is as defined in Rule 902 of Regulation S under the U.S. Securities Act. The following does not purport to be a complete summary of all of the risks associated with an investment in the Fund. Please see the Fund's OM for a complete listing and description of the risks associated with an investment in the Fund. The Fund is generally exposed to the following risks: speculative investment; general investment risk; limited operating history; class risk; changes in investment strategy; limited ability to liquidate investment; capital depletion risk; redemptions; unit holders not entitled to participate in management; reliance on the manager; dependence of the manager on key personnel; taxation of the fund; no ownership interest in the portfolio; distributions; potential indemnification obligations; liability of unit holders; lack of independent experts representing unit holders; no involvement of unaffiliated selling agent; not a public mutual fund; charges to the fund; class risk; valuation of the portfolio trust's investments; lack of independent experts representing unit holders; general economic and market conditions; liquidity of underlying investments; fixed income securities; equity securities; currency risk; foreign investment risk; leverage; concentration; liquidity; hedging; indebtedness; suspension of trading; credit risk and default in repayment obligations by borrowers; decline in the industries in which the portfolio invests; inability to realize on or dispose of security granted by borrowers on a defaulted instrument.